Health and Insurance Benefits

Health and Insurance Benefits

Name

Institution

Does Mr. Smith fit the typical profile for an uninsured person in the United States?

Mr. Smith has the right profile that will qualify him to fall in the class of uninsured Americans. This is evidenced by his health condition and youthful age, hence falling the ‘youth invincible’ bracket. Mr. Smith knows that he has not been feeling well for some time and then he decides to take no action about it. Instead, he takes his health for granted and proceeds with his daily duties (Kyle, 2012). Smith is not motivated to enroll in any health insurance policy and therefore the government needs to create a common finance cover pool for the likes of Mr.Smith.

How will your hospital most likely be reimbursed for Mr. Smith’s medical care?

The Non-Profit making hospitals offering healthcare services to the uninsured Americans are reimbursed by the federal government. The hospital will only the reimbursed on a cost-based method where the hospital only receives an equivalent of the amount used in treating and offering medical services to Mr.Smith. However, the hospital must be a member of the CAH (Critical Access Hospital) to qualify for the reimbursement from the Medicare (Kyle, 2012). During the recent economic downturn, your community has experienced unemployment rates of approximately 9%. What can be done to mitigate the effects of the financial impact to your organization?

To mitigate the effects of the recent economic downturn that has led to more unemployment in the economy, it is important for the government to increase its healthcare insurance to cover for the unemployed members of the society (Kyle, 2012). By so doing, health institutions will not suffer huge losses by providing healthcare and services to the unemployed members. Hence, health institutions are protected from any further loss.

Reference

Kyle, H. (2012). Guide to Health Insurance for People with Medicare. NY: DIANE Publishing.